Refund calculator

Estimate your 2026 refund

A quick estimate based on 2026 federal and provincial tax rates. Everything is calculated in your browser, and nothing you enter leaves your device.

This is an estimate only. Your actual return may be different.

We don't currently prepare Quebec returns.

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Your estimate

Enter your details and select Estimate my refund.

How this estimate works

Uses 2026 federal and provincial/territorial tax brackets and basic personal amounts published by the CRA, the federal lowest rate of 14%, the Canada employment amount, CPP and EI credits (including the deduction for enhanced CPP contributions), tuition, donation and medical expense credits. For Ontario it includes the surtax, the Ontario tax reduction and the Ontario Health Premium; for British Columbia, the BC tax reduction.

Simplifications: provincial credits are limited to the basic personal amount, CPP/EI, tuition (only where the province still offers a tuition credit), donations and medical expenses. Provincial medical thresholds and donation rates are approximated. It does not include the Ontario LIFT credit, refundable credits or benefits, or age, pension and disability amounts. Quebec is not supported.

Want the real number?

Start your return and an experienced bookkeeper will verify every figure.